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(共30张PPT)
Unit 7
Be wise with your money
How do you spend your pocket money
Do you make plans for using your pocket money
Spend all at once(一次). Buy anything I like/want: toys, games, snacks(零食)...
Buy food for dogs/cats living on the street.
Save for future needs.
Save for a special / an expensive thing.
Making plans for using money is called making a budget.
As a family member, how you manage money matters to the family.
Reading
Family money management
1. Does your family make plans for using money
2. What do you think your family spends the most money on every year
What do you know about your family money management
Simon is talking to his mum about how his family manages their money. Let’s read.
Listen, read and answer: What's in Simon's family budget
Mum: There's a new mall across the street. Let's go shopping.
Simon: OK. Can I have a new pair of sports shoes
Mum: Of course. And we also need a new computer.
Simon: That will cost a lot of money.
Mum: Don't worry. Your dad and I manage money well. We make a budget every year.
Simon: What's in the budget
Mum: Well ... we need to cover your education first. Then we have to pay for our flat, car, food and other daily needs every month. All these cost about 50 per cent of our budget.
Simon: Where does the other half go
Mum: We spend about 30 per cent on special things.
Simon: Like what
Mum: Like taking holidays. Holidays can be expensive.
Simon: Do we save any money
Mum: Of course. We leave about 20 per cent in our bank account. It's a good idea to save for a rainy day.
Simon: I see.
P82
(1)__________ (2)________ %
(3)__________ (4)________ %
(5)__________ (6)________ %
Here is a pie chart about Simon's family budget.
Label the parts of the chart about his family budget, and write the correct percentage next to each label. Then fill in the details in the chart.
a Savings b Special things c Daily needs
P83 A
Daily needs
50
Special things
30
Savings
20
1 What does Simon's mum need to buy in the new mall
2 How does Simon's family manage their money
3. What comes first in Simon's family budget
4 What is an example of a special thing in Simon's family
5 What does Simon's mum mean by saying “to save for a rainy day”
Task 3
Read the conversation again and answer the questions below.
P83 B
1 What does Simon's mum need to buy in the new mall
2 How does Simon's family manage their money
3 What comes first in Simon's family budget
A new computer.
They make a budget every year.
Simon’s education.
4 What is an example of a special thing in Simon's family
5 What does Simon's mum mean by saying “to save for a rainy day”
Taking holidays.
To prepare for hard days(为艰难的日子做好准备).
Mum: There's a new mall across the street. Let's go shopping.
Simon: OK. Can I have a new pair of sports shoes
Mum: Of course. And we also need a new computer.
Simon: That will cost a lot of money.
Mum: Don't worry. Your dad and I manage money well. We make a budget every year.
Simon: What's in the budget
Mum: Well ... we need to cover your education first. Then we have to pay for our flat, car, food and other daily needs every month. All these
cost about 50 per cent of our budget.
Simon: Where does the other half go
Mum: We spend about 30 per cent on special things.
Simon: Like what
Mum: Like taking holidays. Holidays can be expensive.
Simon: Do we save any money
Mum: Of course. We leave about 20 per cent in our bank account. It's a good idea to save for a rainy day.
Simon: I see.
Pay attention to the expressions in red.
日常所需
度假
未雨绸缪
购物
制定预算
支付
街对面
花费很多钱
花费预算的50%
花……在……上
存钱
银行账户
做……是好主意
1. 街对面
2. 购物
3. 花费很多钱
4. 制定预算
5. 支付
6. 日常所需
7. 花费预算的50%
8. 花……在……上
9. 度假
10. 存钱
11. 银行账户
12. 做……是好主意
13. 未雨绸缪
go shopping
make a budget
pay for
daily needs
take holidays
Translate the following expressions into English.
bank account
across the street
cost a lot of money
cost about 50 per cent of our budget
spend ... on ...
save money
it's a good idea to ...
for a rainy day
Read and learn the conversations by heart in 2 minutes.
Mum: ____________________. Let's go shopping.
Simon: OK. Can I ____________________
Mum: Of course. And we also need a new computer.
Simon: ____________________.
Mum: Don't worry. ____________________. We ____________________ every year.
1
Simon: What's in the budget
Mum: Well ... ____________________________ first. Then ______________ our flat, car, food and other ______________ every month. ______________ our budget.
Simon: Where ______________
Mum: We spend about 30 per cent ______________.
Simon: Like what
Mum: Like ______________. ______________.
Simon: Do we save any money
Mum: Of course. We leave about 20 per cent ___________. It's a good idea ______________________.
Simon: I see.
2
Simon is reading his friend John's blog post about his family plete the blog post with the correct forms of the words and phrases in the box below.
expensive per cent pay make a budget
save manage bank daily needs
Money matters in every family. My parents try to (1)_______ our money well. Each month, they (2)______________. They spend some money on (3)___________. They also need to (4)________ for things like our house and car. These things can be very (5)_________. But my parents always have enough money because they keep to their budget.
P83 C
manage
make a budget
daily needs
pay
expensive
Task 5
It is important to (6)_________ money. My parents always try to leave about 15 (7)_________ of their money in the bank for “a rainy day”. I think that is a great idea. When I have money, I usually ask my mum to help me put some in the (3)_________.
expensive per cent pay make a budget
save manage bank daily needs
save
per cent
bank
1. What do you think of Simon’s family budget
Think about the questions below. Share your answers with your classmates.
2. Do you think it is important to make a budget
Why or why not
Make a budget for your family.
What is in your budget
How to make a budget
1. We spend about 30 per cent on special things.
我们把百分之三十的钱花在特别的事情上。
spend ... on ...
把（钱，时间）花在……上
① She spent 100 on a new dress.
② I spent most time on the first question.
她花100英镑买了一条新连衣裙。
我在第一个问题上花的时间最多。
1 我今天的餐费花了25英镑。
2 我看电视花的时间太多。
翻译下列句子。
I've spent 25 on food today.
I spend too much time on watching TV.
spend cost pay
① She spent 100 on a new dress.
② This book costs $100.
③ I paid $100 for the book.
她花100英镑买了一条新连衣裙。
spend 指花费时间或金钱，主语通常是人。
这本书售价100美元。
我为这本书支付了100美元。
cost 指某物或服务的费用，主语通常是物或某项活动。
pay 指支付款项，主语通常是人。
spend ... on ...花……在……上
pay ... for sth 为……支付……
2. … we need to cover your education first.
我们首先得支付你的教育费用。
cover v.
足以支付；够付
① $100 should cover your expenses.
② Don’t worry. I have enough money to cover your travel.
100元该足够支付你的费用了。
别担心。我有足够的钱支付你的旅行。
3. It’s a good idea to save for a rainy day.
未雨绸缪是一个好主意。
for a rainy day 以备不时之需；未雨绸缪。
与天气有关的常用英语习语还有：
be raining cats and dogs
the calm before the storm
(come) rain or shine
下倾盆大雨
暴风雨前的平静
不论是雨还是晴天，不管发生什么事
根据汉语提示完成句子。
1. 她花所有的钱买了一台新电脑。
She ______ all the money ______ a new computer.
2. 我打算多存钱以备不时之需。
I'll _____ more _____ ___ ____ _______ ______.
3. 制定预算是个好主意。
____ ___ a good idea ___ _____ __ _______.
4. 大约50%家庭基金都用来支付日常所需。
About 50 __________ of family money are used to
_____ ____ _______ _________.
save money for a rainy day
spent on
It is to make a budget
pay for daily needs
per cent
5. 街对面有一家银行。
There is a bank ______ _____ ______.
6. 我有30%的预算存在银行。
I leave about 30 per cent in our ______ _______.
7. 度假大概会花费我预算的35%。
______ ________ _____about 35 per cent of our budget.
bank account
across the street
Taking holidays cost
1. Can you retell how Simon’s family manages their money
2. Can you explain what a budget is
3. Can you make a budget for yourself or your family
Make a poster about your budget for your family or yourself.

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