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showing children how to handle everyday money tasks.like paying bills online or using credit eards wisely.
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Another example is teaching them about spending now or saving for later.such as saving money for a
It's natural for people to compare themselves with their peers.Peer pressure is a force that nearly
vacation
everyone has faced at some point.If it's not well handled,there might be some destructive consequences.
While childhood financial education is crucial.Oakley reveals a systemie imbalance:Over 80%of
36Below are tips on how to deal with peer pressure and avoid making tough decisions that may
financial resources serve people preparing for retirement because that's where most of the assets ()are.
trigger unfavorable outcomes.
He stresses the importance of working with a financial planner when you are a young adult because waiting
Find positive influence
to speak to someone when you're close to retirement could affect your financial plans.He says it is easier for
At any age,it's beneficial to stay invoived with extracurricular activities like sports,music,art,or other
younger people to make life-changing decisions and adjust their paths.
hobbies.Team building activitiesan help increase self-confidence and create a support system that allows an
To hear more financial advice from Joseph Oakiey on other topics,like how to set the right goals for
individual to succeed.Additionally,enjoying hobbies and oter harmless pastimes like xercisingr
financial success.check out our podeast K12On Leaming.available wherever you download your podcasts.
feel-good hormones(荷尔蒙)，37
32.What do many parents think of involving children in family financial matters
Plan ahead
A.It is a good way to educate children.
Experiencing peer pressure,especially when in an unfriendly environment,can cause a person to panie
B.It is something that should be avoided.
and make impulsive decisions.38 Think of different situations that spark discomfort and think
C.It is an important life skill to develop.
about how to deal with peer pressure.It's ok to give excuses to avoid making decisions that you may feel are
D.It is schools that shall take full responsibility
not right for you.
33.What's the impact on children if they are kept out of financial discussions according to Oakley
39
A.Developing a good financial mindset.
Positive influences,usually parents or siblings,can teach you how to deal with peer pressure direetly.
B.Lacking necessary life-planning skills.
Having a trusted friend.family member,or another resource to call on can relieve some of the everyday life
C.Tending to be financially inexperienced.
stresses.They can be there to give advice or just support the decisions you've made that you feel are right for
D.Getting well-prepared for their first job.
you.
34.What is Oakley's advice on parents'educating children about finances
Convey feelings and emotions
A.Figure out schools'duties.
Honesty goes a long way in reducing the harmful effects of peer pressure.Speak to the person or group
B.Make financial plans for children
of people who may be causing feelings of unease or uncertainty and kindly ask them to stop.40
C.Attach importance to formal instructions.
A.Talk to a trusted resource.
D.Offer real-life examples for informal education.
B.Don't be afraid to find new groups.
35.What is the purpose of mentioning the podcast K12 On Learning
C.Unfortunately,peer pressure isdificutoavoid.
A.To promote a new book by Joseph Oakley.
D.Therefore,it's essential to know how to deal with it.
B.Todiscuss the guidelines of financial goal-setting.
E.So,it's best to have a plan that can help map out a response.
C.Tocriticize existing financial education podeasts.
F.They can help reduce anxiety,depression and other mental health problems.
D.To allow listeners easy access to Oakley's advice.
G.It's ok to distance yourself from those who are not serving you ina positive aspect.
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