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Unit 5 The Value of Money单元练习-2025-2026学年人教版高中英语必修第三册
（考试时间：120分钟满分：150分）
第一部分词汇知识运用（共两节，满分30分）
第一节单句语法填空（共10小题；每小题1.5分，满分15分）
1.You ought to________(save)some money for emergencies,especially in the current economic climate.
2.The million-pound note,________was used in the classic story,reflects people’s attitudes towards wealth.
3.It is necessary that we________(learn)to manage our money wisely in a consumer society.
4.She regretted________(spend)all her savings on expensive clothes instead of investing them.
5.The young man,________dream was to start his own business,borrowed money from a bank.
6.If I________(have)a large sum of money,I would donate half to charity to help those in need.
7.We should avoid________(judge)people only by their appearance or wealth.
8.The shop assistant promised that the clothes________(be)tailored to fit me perfectly within three days.
9.________(inspire)by the story of The Million Pound Bank Note,many teenagers are learning financial management.
10.The best way________(understand)the value of money is to earn it through hard work.
第二节单词拼写（共10小题；每小题1.5分，满分15分）
11.The c________(店员)apologized for the mistake and gave me a full refund.
12.He used his savings to take out a l________(贷款)to start a small café.
13.The p________(情节)of the play revolves around two poor men who find a million-pound note.
14.We should r________(尊重)people from all backgrounds,regardless of their wealth.
15.The upper-class lady looked down upon the poor man with a cold m________(方式).
16.You need p________(许可)from the manager to return this item without a receipt.
17.His o________(选择)was to invest in renewable energy instead of buying luxury goods.
18.The n________(叙述者)of the story told us how the million-pound note changed people’s lives.
19.We must m________(维持)a balance between spending and saving to avoid financial stress.
20.It is e________(要素)of financial literacy to understand the difference between needs and wants.
第二部分阅读（共两节，满分50分）
第一节（共15小题；每小题2.5分，满分37.5分）阅读下列短文，从每题所给的A、B、C、D四个选项中选出最佳选项。
A
Dear fellow students,
In 2026,consumerism and online shopping have made it easy to overspend,leading many young people into debt.As members of the younger generation,we must learn the true value of money and practice rational consumption.
Firstly,we should make a monthly budget to track our income and expenses.This helps us avoid impulse buying and focus on our real needs.Secondly,we should learn to distinguish between“wants”and“needs”—do we really need the latest smartphone,or is it just a desire Thirdly,we should save a small part of our pocket money every month for future goals,such as education or emergencies.
Our school will hold a“Financial Literacy Week”from November 10 to 16,including lectures on budgeting,a second-hand goods fair,and a role-play activity based on The Million Pound Bank Note.Let’s join together to build healthy financial habits and understand the real value of money!
Student Union
21.What is the main purpose of this passage
A.To advertise a new online shopping platform.
B.To call on students to practice rational consumption.
C.To explain the history of money.
D.To warn students about the dangers of debt.
22.Which activity is NOT mentioned in the“Financial Literacy Week”
A.Lectures on budgeting. B.A second-hand goods fair.
C.A role-play activity. D.A luxury goods sale.
23.What does the author suggest students do to avoid overspending
A.Make a monthly budget. B.Buy only the latest products.
C.Borrow money from friends. D.Spend all their pocket money.
B
When 13-year-old Li Wei got his first monthly allowance of 200 yuan in 2025,he spent it all on video games and snacks within a week.His parents were disappointed but didn’t scold him—instead,they asked him to work part-time in the family shop to earn his next allowance.
Li Wei worked 2 hours every weekend,helping the shopkeeper sort goods and serve customers.He soon realized how hard it was to earn money:standing for long hours,dealing with difficult customers,and counting change carefully.After a month,he earned 200 yuan,but this time,he saved 150 yuan and only spent 50 yuan on a book he really wanted.
“I used to think money was easy to get,”Li Wei said in a class speech.“Now I know every coin comes from hard work.I also understand that the real value of money is not in buying expensive things,but in helping others and achieving our goals.”
Li Wei’s story inspired his classmates.Many of them started to make their own budgets and save money for charity.His teacher said,“Understanding the value of money is one of the most important lessons for young people.”
24.What did Li Wei do with his first allowance
A.He saved it all for future use. B.He spent it all on video games and snacks.
C.He donated it to charity. D.He used it to buy books.
25.What does the underlined word“allowance”in Paragraph 1 probably mean
A.Pocket money given by parents. B.Money earned from part-time work.
C.A loan from the bank. D.Money won in a competition.
26.What is Li Wei’s attitude towards money now
A.He thinks money is everything.
B.He still spends money carelessly.
C.He understands the value of hard work and saving.
D.He only cares about buying expensive things.
27.What can we infer from Li Wei’s story
A.It is impossible for teenagers to manage money wisely.
B.Earning money through work helps teenagers understand its value.
C.Parents should give their children large amounts of pocket money.
D.Video games and snacks are the only causes of overspending.
C
In 2026,financial literacy(财商)has become a key part of education for teenagers in China.Schools and parents are realizing that teaching young people the value of money is essential for their future success.
One major trend is the integration of financial education into school courses.Many middle schools now offer classes on budgeting,saving,and investing,using real-life examples and role-play activities.For example,students act out scenes from The Million Pound Bank Note to discuss how money changes people’s behavior.
Another trend is the rise of fintech apps for teenagers.These apps help students track their spending,set savings goals,and even invest small amounts of money in low-risk products.However,experts warn that students should use these apps under adult supervision to avoid risky investments.
Charity organizations are also playing a role.Many non-profit groups organize“money camps”where teenagers learn to donate money to those in need,understanding that the true value of money lies in helping others.
However,there are still challenges:some parents believe that children should focus on studies instead of money,and many schools lack qualified teachers for financial education.Despite these challenges,the trend of financial literacy education is growing,helping young people build healthy money habits.
28.What is the main purpose of integrating financial education into school courses
A.To teach students how to get rich quickly.
B.To help students understand the value of money and build healthy habits.
C.To prepare students for working in banks.
D.To encourage students to spend more money.
29.What do experts warn about fintech apps for teenagers
A.These apps are useless for financial education.
B.Students should use them under adult supervision to avoid risks.
C.These apps can make students rich overnight.
D.Students should use these apps to invest in high-risk products.
30.What is the biggest challenge for financial literacy education
A.Lack of interest from students.
B.Parents and schools’ different attitudes and lack of qualified teachers.
C.Too many expensive fintech apps.
D.No real-life examples for teaching.
31.Which is the best title for this passage
A.The History of Money in China
B.New Trends in Teenagers’ Financial Literacy Education in 2026
C.How to Become a Millionaire
D.The Dangers of Online Shopping
D
Beijing, October 15,2026—A public welfare activity themed The Million Pound Bank Note was officially launched today in Beijing,aiming to help young people understand the true value of money and promote rational consumption.
The activity,organized by the China Youth Development Foundation,includes a series of events:a national high school debate competition on“the value of money”,a short film contest based on the classic story,and volunteer programs where teenagers work part-time to earn money and donate to charity.
According to the organizer,the activity is inspired by Mark Twain’s classic story,which shows how money can change people’s attitudes.“We want young people to realize that money is not a measure of a person’s worth,”said the director.“The real value of money lies in hard work,kindness,and helping others.”
Many schools have already signed up for the activity.A high school teacher from Beijing said,“This activity is a great way to teach students financial literacy.It connects classic literature with real life,making the lesson more vivid and memorable.”
The activity will run until December 31,2026.The top 10 debaters and short film makers will win scholarships to study financial management in college.The organizer hopes that this activity will help young people build healthy money habits and contribute to a more harmonious society.
32.When was the The Million Pound Bank Note themed public welfare activity launched
A.October 15,2025. B.October 15,2026.
C.November 15,2025. D.November 15,2026.
33.What is the main goal of this activity
A.To help young people become millionaires.
B.To promote Mark Twain’s classic novel.
C.To help young people understand the true value of money.
D.To raise money for the China Youth Development Foundation.
34.Which event is NOT part of the activity
A.A national high school debate competition. B.A short film contest.
C.Volunteer part-time work programs. D.A luxury goods auction.
35.What can we infer from the passage
A.The activity will only be held in Beijing.
B.The top winners will get scholarships to study financial management.
C.All schools in China have signed up for the activity.
D.Money is the only measure of a person’s worth.
第二节 (共5小题；每小题2.5分，满分12.5分) 根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。
Money is an important part of our lives,but its value is not just in buying things.Here are some ways to develop a healthy attitude towards money.
Firstly,learn to budget your money.Write down all your income and expenses every month.36.________This helps you see where your money goes and avoid overspending.
Secondly,understand the difference between“needs”and“wants”.Needs are things you must have,like food and clothes.Wants are things you would like to have,like expensive toys or games.37.________This is the first step to rational consumption.
Thirdly,earn money through hard work.Whether it is a part-time job or helping with housework for pocket money,earning money teaches you its value.38.________You will also appreciate the things you buy more.
Fourthly,learn to give.Donating a small part of your money to charity or helping those in need teaches you that money can be a force for good.39.________
Finally,remember that money is not everything.Kindness,hard work,and love are more valuable than any amount of money.40.________
A.This will make you realize how hard it is to earn money.
B.This helps you focus on what is truly important in life.
C.You should always prioritize your needs over your wants.
D.This kind of giving brings more happiness than spending on yourself.
E.You should spend all your money on expensive things to show off.
F.Tracking your expenses is the first step to financial independence.
G.You should never talk about money with your family or friends.
第三部分：语言运用(共两节，满分 30分)
第一节：完型填空(共15小题;每小题 1分，满分15分)
阅读下面短文，从短文后各题所给的 A、B、C 和 D 四个选项中，选出可以填入空白处的最佳选项。
When I was 15,I moved to a new town with my family.As a new student,I felt lonely and had no friends.One day,while I was rummaging(翻找)in my desk,I found a 41.________note of 200 yuan.I’d been wanting to buy a famous novel for a long time,and this was my 42.________.
I rushed to the bookstore and picked up the book.But as I was about to pay,I noticed a little girl standing beside me.She was staring at a teddy bear in the display window with 43.________eyes.I overheard her mother say that they couldn't 44.________it.My heart softened.I used to be that poor kid who often had to 45.________things they liked.
I hesitated for a moment.Buying the book would make me happy,but buying the bear would make her 46.________.Finally,I 47.________and paid for the teddy bear.The girl’s eyes lit up,and she gave me a big smile.That smile was 48.________than any novel.
On my way home,I thought about how money changes people.In the story The Million Pound Bank Note,a rich man gives a poor man a note and everyone treats him like a king.49.________,I realized that real wealth is not in your pocket,but in your 50.________.
From that day on,I changed my 51.________.I stopped wasting money on snacks and started 52.________it in a jar.I also began helping my elderly neighbor carry groceries in exchange for a small tip.It was tiring,but it made me 53.________the value of every coin.
Last month,my teacher praised me for helping others and 54.________good financial habits.She said I was growing into a responsible adult.Now,I know that the best way to honor money is to respect the 55.________it takes to earn it and to share its warmth with others.
41.A.fake B.found C.stolen D.lost
42.A.turn B.loss C.luck D.prize
43.A.jealous B.sleepy C.sharp D.bright
44.A.afford B.sell C.return D.forget
45.A.give up B.pick up C.put up D.look up
46.A.calm B.happy C.angry D.proud
47.A.hesitated B.agreed C.changed D.left
48.A.heavier B.colder C.warmer D.deeper
49.A.However B.Therefore C.Moreover D.Otherwise
50.A.hands B.eyes C.mouth D.heart
51.A.mind B.plan C.attitude D.job
52.A.spending B.saving C.wasting D.borrowing
53.A.forget B.miss C.understand D.hide
54.A.breaking B.building C.designing D.following
55.A.effort B.time C.money D.price
第二节：语篇语法填空(10个小题；每小题1.5分，满分15分)
阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。
In 2026,as the global trend of"anti-consumerism"(反消费主义)continues to rise,more people are questioning the true value of money.The classic story*The Million Pound Bank Note56.________(write)by Mark Twain is still widely read,reminding us that wealth does not define a person.
Schools are now making efforts to improve students’ financial literacy.Many courses are designed 57.________(teach)students to distinguish between"needs"and"wants".Students are also encouraged 58.________(learn)to budget their pocket money,which helps them avoid impulse buying.
Some schools hold"second-hand trading fairs"59.________students can practice buying and selling used items.This not only reduces waste but also teaches them the value of 60.________(share).
Parents play a crucial role as well.They are trying to guide their children 61.________developing healthy habits instead of just giving them money.Some families set up"pocket money rules"where children must earn money 62.________(complete)housework,helping them realize that money comes from hard work.
However,with the rise of digital payment,63.________(expert)warn that it is easy to lose track of spending.They suggest using notebooks or apps 64.________(record)every expense.
In conclusion,the value of money lies in rational management and kindness.By 65.________(understand)its real value,we can live a happier and more meaningful life.
第三节汉译英（共5小题；每小题3分，满分15分）
66.我们应该学会理性消费，避免冲动购物。(rational consumption,impulse buying)
67.金钱的真正价值不在于你拥有多少，而在于你如何使用它。(the true value of money,not...but...)
68.我们应该尊重每个人，无论他们贫穷还是富有。(regardless of,wealthy)
69.努力工作和善良比金钱更有价值。(hard work,kindness)
70.我们应该把一部分钱捐给慈善机构，帮助那些需要帮助的人。(donate...to...,in need)
第四部分写作（共一节，满分25分）
第一节应用文写作（满分25分）
假设你是校学生会主席，请结合本单元《百万英镑》的主题，写一封英文倡议书，号召全校同学树立正确的金钱观，内容包括：
1.回应误区：说明金钱不是衡量人的唯一标准；
2.行动倡议：理性消费、努力赚钱、乐于助人；
3.活动预告：学校将举办“金钱的价值”主题辩论赛和二手物品交换会。
要求：词数80-100，格式正确，语言流畅。Unit 5 The Value of Money单元练习-2025-2026学年人教版高中英语必修第三册
参考答案及详细解析
第一部分词汇知识运用（共两节，满分30分）
第一节单句语法填空（共10小题；每小题1.5分，满分15分）
1.save 2.which 3.(should)learn 4.spending 5.whose
6.had 7.judging 8.would be 9.Inspired 10.to understand
第二节单词拼写（共10小题；每小题1.5分，满分15分）
11.clerk 12.loan 13.plot 14.respect 15.manner
16.permission 17.option 18.narrator 19.maintain 20.essential
第二部分阅读（共两节，满分50分）
第一节阅读理解（共15小题；每小题2.5分，满分37.5分）
21.B 22.D 23.A 24.B 25.A 26.C 27.B 28.B 29.B 30.B
31.B 32.B 33.C 34.D 35.B
第二节七选五（共5小题；每小题2.5分，满分12.5分）
36.F 37.C 38.A 39.D 40.B
第三部分语言运用（共三节，满分45分）
第一节完形填空（共15小题；每小题1分，满分15分）
41.D 42.C 43.D 44.A 45.A 46.B 47.C 48.C 49.A 50.D
51.C 52.B 53.C 54.B 55.A
第二节语篇语法填空（共10小题；每小题1.5分，满分15分）
56.written 57.to teach 58.to learn 59.where 60.sharing
61.in 62.by completing 63.experts 64.to record 65.understanding
第三节汉译英（共5小题；每小题3分，满分15分）
66.We should learn to practice rational consumption and avoid impulse buying.
67.The true value of money lies not in how much you have,but in how you use it.
68.We should respect everyone,regardless of whether they are poor or wealthy.
69.Hard work and kindness are more valuable than money.
70.We should donate part of our money to charity to help those in need.
第四部分写作（共一节，满分25分）
第一节应用文写作（满分25分）
参考范文
Dear teachers and classmates,
It’s a common misunderstanding that money is the only measure of a person’s worth.In fact,kindness and hard work matter more.
We call on everyone to develop a correct attitude towards money:practice rational consumption,earn money through efforts,and be ready to help others.Our school will hold a debate on"The Value of Money"and a second-hand goods exchange.
Let’s join hands to build healthy financial habits!
详细解析
第一部分词汇知识运用
第一节单句语法填空
1.save
考点：情态动词用法
解析：ought to为情态动词，后接动词原形，表“应该做某事”，符合“应该存钱应急”的语境。
2.which
考点：非限制性定语从句
解析：先行词为the million-pound note（指物），从句缺主语，非限制性定语从句需用which引导（不可用that）。
3.(should)learn
考点：虚拟语气
解析：固定句型It is necessary that...中，从句需用虚拟语气，谓语结构为“(should)+动词原形”，should可省略。
4.spending
考点：非谓语动词（动名词）
解析：regret doing sth表示“后悔做过某事”，此处指“后悔花光积蓄”，符合语境；regret to do sth表“遗憾要做某事”，不符合句意。
5.whose
考点：定语从句关系词
解析：先行词为the young man，从句中dream需定语修饰，表“年轻人的梦想”，用whose引导定语从句，表“……的”。
6.had
考点：虚拟语气（与现在事实相反）
解析：if引导虚拟条件句，与现在事实相反时，从句用一般过去时，have的过去式为had。
7.judging
考点：非谓语动词（动名词）
解析：avoid doing sth为固定搭配，表“避免做某事”，后接动名词形式。
8.would be
考点：宾语从句中的时态
解析：主句promised为一般过去时，从句表“将来的动作”，需用过去将来时would be，符合“承诺三天内做好衣服”的语境。
9.Inspired
考点：非谓语动词（过去分词）
解析：主语many teenagers与inspire为被动关系（被故事鼓舞），用过去分词作状语，句首首字母大写。
10.to understand
考点：非谓语动词（不定式）
解析：固定搭配the best way to do sth，表“做某事的最佳方式”，不定式作后置定语修饰way。
第二节单词拼写
11.clerk：名词（店员），结合“道歉、退款”的语境，对应首字母c，为单元核心职业类词汇。
12.loan：名词（贷款），take out a loan为固定搭配“申请贷款”，对应首字母l，贴合“用积蓄贷款开咖啡馆”的语境。
13.plot：名词（情节），对应首字母p，描述戏剧核心内容，符合“围绕百万英镑展开”的语境。
14.respect：动词（尊重），对应首字母r，regardless of提示“不分贫富，尊重他人”，为单元核心品德类词汇。
15.manner：名词（方式），对应首字母m，with a cold manner表“冷淡的态度”，符合“上层社会女士轻视穷人”的语境。
16.permission：名词（许可），对应首字母p，need permission from表“需要某人的许可”，为单元核心抽象名词。
17.option：名词（选择），对应首字母o，后接不定式to invest说明“投资可再生能源的选择”，符合语境。
18.narrator：名词（叙述者），对应首字母n，指故事的讲述者，为单元核心文学类词汇。
19.maintain：动词（维持），对应首字母m，maintain a balance为固定搭配“维持平衡”，贴合“收支平衡”的主题。
20.essential：形容词（要素的、必要的），对应首字母e，be essential of表“是……的关键”，符合“理解需求与欲望的区别是财商核心”的语境。
第二部分阅读
第一节阅读理解
A篇
语篇解读：文体：应用文（倡议书），主题：针对2026年青少年因消费主义和网购易超支的问题，校学生会倡议学生树立正确金钱观、践行理性消费，并预告“财商教育周”活动。
21.B
题型：主旨大意题
段落定位：第一段
原文：As members of the younger generation,we must learn the true value of money and practice rational consumption.（作为年轻一代，我们必须学会金钱的真正价值，践行理性消费。）
解析：全文围绕“倡议学生践行理性消费”展开，核心目的明确，对应选项B；A（广告网购平台）、C（解释金钱历史）、D（警示债务危险）均未体现文章核心意图，排除。
22.D
题型：细节理解题
段落定位：第三段
原文：including lectures on budgeting,a second-hand goods fair,and a role-play activity based on The Million Pound Bank Note.（包括预算规划讲座、二手物品交易会和基于《百万英镑》的角色扮演活动。）
解析：原文明确提及A、B、C三项活动，未提及“奢侈品拍卖会”（A luxury goods sale），对应选项D。
23.A
题型：细节理解题
段落定位：第二段
原文：Firstly,we should make a monthly budget to track our income and expenses.This helps us avoid impulse buying.（首先，我们应该制定月预算来记录收支情况。这有助于避免冲动消费。）
解析：作者明确建议“制定月预算”以避免超支，对应选项A；B（只买最新产品）、C（向朋友借钱）、D（花光零花钱）均与原文建议相悖，排除。
B篇
语篇解读：文体：记叙文
主题：13岁的李伟第一次拿到零花钱便花光，父母让他通过兼职赚钱，最终他体会到金钱的来之不易，学会储蓄和合理消费。
24.B
题型：细节理解题
段落定位：第一段
原文：he spent it all on video games and snacks within a week.（一周内就把它全花在了电子游戏和零食上。）
解析：李伟第一笔零花钱的使用方式明确，对应选项B；A（全部储蓄）、C（捐赠慈善）、D（买书）均与原文不符，排除。
25.A
题型：词义猜测题
段落定位：第一段
原文：got his first monthly allowance of 200 yuan/earn his next allowance by working part-time（拿到第一笔200元月零花钱/兼职赚取下一笔零花钱）
解析：第一笔无需工作即可获得，第二笔需通过兼职赚取，可推测allowance意为“父母给的零花钱”，对应选项A；B（兼职收入）是赚取的，并非allowance本身含义，C（银行贷款）、D（竞赛奖金）均无语境支撑，排除。
26.C
题型：情感态度题
段落定位：第三段
原文：“Now I know every coin comes from hard work.I also understand that the real value of money is not in buying expensive things,but in helping others and achieving our goals.”（“现在我知道每一分钱都来自辛勤工作。我也明白金钱的真正价值不在于买昂贵的东西，而在于帮助他人和实现我们的目标。”）
解析：从李伟的发言可看出，他现在理解了金钱来自辛勤工作，且懂得合理使用，态度为“重视努力与储蓄”，对应选项C；A（金钱至上）、B（仍乱花钱）、D（只买昂贵物品）均与原文态度相反，排除。
27.B
题型：推理判断题
段落定位：全文核心内容
原文核心：Li Wei earned money through part-time work→realized the value of money（李伟通过兼职赚钱→意识到金钱的价值）
解析：李伟的经历表明“通过工作赚钱能帮助青少年理解金钱的价值”，对应选项B；A（青少年无法合理理财）与李伟的转变矛盾，C（父母应给大量零花钱）、D（电子游戏和零食是超支唯一原因）均过于绝对，无原文依据，排除。
C篇
语篇解读：文体：说明文，主题：2026年中国青少年财商教育的新趋势，包括学校课程融入、青少年金融科技应用兴起、慈善组织参与，同时提及面临的挑战。
28.B
题型：细节理解题
段落定位：第一段
原文：teaching young people the value of money is essential for their future success（教年轻人认识金钱的价值对他们未来的成功至关重要）
解析：学校课程融入财商教育的核心目的是“帮助学生理解金钱价值、养成良好习惯”，对应选项B；A（快速致富）、C（准备进银行工作）、D（鼓励多花钱）均与原文意图相悖，排除。
29.B
题型：细节理解题
段落定位：第三段
原文：experts warn that students should use these apps under adult supervision to avoid risky investments.（专家警告，学生应在成人监督下使用这些应用，以避免高风险投资。）
解析：专家的警告明确，对应选项B；A（应用无用）、C（一夜暴富）、D（高风险投资）均与原文不符，排除。
30.B
题型：细节理解题
段落定位：第五段
原文：some parents believe that children should focus on studies instead of money,and many schools lack qualified teachers for financial education（一些家长认为孩子应专注学习而非金钱，且许多学校缺乏合格的财商教育教师）
解析：财商教育的最大挑战是“家长态度与学校师资短缺”，对应选项B；A（学生缺乏兴趣）、C（应用昂贵）、D（无现实案例）均未提及，排除。
31.B
题型：最佳标题题
段落定位：全文核心内容
原文核心：new trends in financial literacy education for teenagers（青少年财商教育的新趋势）
解析：全文围绕2026年青少年财商教育的趋势展开，选项B精准概括主旨；A（中国金钱历史）、C（如何成为百万富翁）、D（网购危险）均与主题无关，排除。
D篇
语篇解读：文体：新闻报道，主题：2026年10月15日，以《百万英镑》为主题的公益活动在北京启动，旨在帮助年轻人理解金钱的真正价值，推广理性消费。
32.B
题型：细节理解题
段落定位：第一段
原文：Beijing,October 15,2026—A public welfare activity themed The Million Pound Bank Note was officially launched today in Beijing（北京，2026年10月15日——以《百万英镑》为主题的公益活动今日在北京正式启动）
解析：活动启动时间明确，对应选项B。
33.C
题型：细节理解题
段落定位：第一段
原文：aiming to help young people understand the true value of money and promote rational consumption（旨在帮助年轻人理解金钱的真正价值，推广理性消费）
解析：活动的核心目标明确，对应选项C；A（成为百万富翁）、B（推广经典小说）、D（为基金会筹款）均非主要目的，排除。
34.D
题型：细节理解题
段落定位：第二段
原文：a national high school debate competition...a short film contest...volunteer programs where teenagers work part-time（全国高中辩论赛……短片大赛……青少年兼职志愿项目）
解析：原文未提及“奢侈品拍卖会”（A luxury goods auction），对应选项D；A、B、C均为活动内容，排除。
35.B
题型：推理判断题
段落定位：第五段
原文：The top 10 debaters and short film makers will win scholarships to study financial management in college（排名前10的辩论者和短片制作者将获得大学金融管理专业的奖学金）
解析：从原文可推理出“获胜者将获得金融管理专业奖学金”，对应选项B；A（仅在北京举办）与“全国高中辩论赛”矛盾，C（所有学校报名）与“许多学校报名”不符，D（金钱是唯一衡量标准）与原文“金钱不是衡量人的唯一标准”相悖，排除。
第二节七选五
语篇解读
文体：说明文
主题：介绍培养健康金钱观的五种方法——制定预算、区分需求与欲望、努力赚钱、学会给予、认识金钱并非一切。
36.F
解析：前文提及“每月记录收支”，F项“Tracking your expenses is the first step to financial independence”（记录支出是财务独立的第一步）承接前文“记录收支”的动作，说明其意义，逻辑连贯。
37.C
解析：前文区分了“needs”和“wants”，C项“You should always prioritize your needs over your wants”（你应始终优先考虑需求而非欲望）是对前文的总结，符合“理性消费第一步”的语境。
38.A
解析：前文提及“努力赚钱能教会你金钱的价值”，A项“This will make you realize how hard it is to earn money”（这会让你意识到赚钱有多难）承接前文，解释“努力赚钱”的意义，语义一致。
39.D
解析：前文提及“捐赠金钱帮助他人，金钱可成为善的力量”，D项“This kind of giving brings more happiness than spending on yourself”（这种给予比为自己花钱更能带来幸福）进一步说明“给予”的价值，符合语境。
40.B
解析：前文提及“金钱并非一切，善良、努力和爱更有价值”，B项“This helps you focus on what is truly important in life”（这帮助你关注生活中真正重要的东西）是对前文的升华，总结健康金钱观的核心，符合结尾逻辑。
第三部分语言运用
第一节完形填空
语篇解读
文体：记叙文
主题：作者15岁时捡到200元，原本想买小说，却因同情买不起泰迪熊的小女孩而改变主意，最终领悟到金钱的真正价值在于努力赚取和分享善意。
41.D（lost，丢失的）
其他选项翻译：A（fake，假的）、B（found，被发现的）、C（stolen，被盗的）
解析：结合后文“没人认领”及作者的犹豫，可知是“丢失的钱”，lost符合语境；fake、stolen与后文情节矛盾，found表述不准确。
42.C（luck，运气）
其他选项翻译：A（turn，转变）、B（loss，损失）、D（prize，奖品）
解析：作者一直想买小说，捡到钱是“运气”，luck符合语境；turn、loss、prize均不符合“意外得到钱”的语境。
43.D（bright，明亮的、渴望的）
其他选项翻译：A（jealous，嫉妒的）、B（sleepy，困倦的）、C（sharp，尖锐的）
解析：小女孩盯着泰迪熊，眼神应是“渴望的”，bright符合语境；jealous、sleepy、sharp均与“想要某物”的眼神不符。
44.A（afford，买得起）
其他选项翻译：B（sell，卖）、C（return，返回）、D（forget，忘记）
解析：结合“贫穷的孩子”的语境，可知母亲“买不起”泰迪熊，afford符合语境；sell、return、forget均无逻辑支撑。
45.A（give up，放弃）
其他选项翻译：B（pick up，捡起）、C（put up，张贴）、D（look up，查阅）
解析：作者曾是贫穷的孩子，经常“放弃”喜欢的东西，give up符合语境；pick up、put up、look up均与“因贫穷无法拥有某物”无关。
46.B（happy，开心的）
其他选项翻译：A（calm，平静的）、C（angry，生气的）、D（proud，骄傲的）
解析：买泰迪熊会让小女孩“开心”，happy符合语境；calm、angry、proud均不符合情节逻辑。
47.C（changed，改变）
其他选项翻译：A（hesitated，犹豫）、B（agreed，同意）、D（left，离开）
解析：作者原本想买小说，最终买了泰迪熊，是“改变”了主意，changed符合语境；hesitated是之前的动作，agreed、left与情节不符。
48.C（warmer，更温暖的）
其他选项翻译：A（heavier，更重的）、B（colder，更冷的）、D（deeper，更深的）
解析：小女孩的微笑比小说更“温暖”，warmmer符合情感逻辑；heavier、colder、deeper均无情感共鸣。
49.A（However，然而）
其他选项翻译：B（Therefore，因此）、C（Moreover，此外）、D（Otherwise，否则）
解析：前文提及《百万英镑》中金钱改变他人态度，后文强调“真正的财富在心中”，是转折关系，However符合逻辑。
50.D（heart，心）
其他选项翻译：A（hands，手）、B（eyes，眼睛）、C（mouth，嘴）
解析：真正的财富不在口袋里，而在“心中”（指善良、分享的品质），heart符合主题；hands、eyes、mouth均无深层含义。
51.C（attitude，态度）
其他选项翻译：A（mind，想法）、B（plan，计划）、D（job，工作）
解析：作者经历此事后改变了对金钱的“态度”，attitude符合语境；mind侧重“想法”，plan、job与主题无关。
52.B（saving，储蓄）
其他选项翻译：A（spending，花费）、C（wasting，浪费）、D（borrowing，借）
解析：作者停止浪费钱，开始“储蓄”，saving与前文“浪费”形成对比，符合语境。
53.C（understand，理解）
其他选项翻译：A（forget，忘记）、B（miss，错过）、D（hide，隐藏）
解析：兼职让作者“理解”每一分钱的价值，understand符合语境；forget、miss、hide均不符合“体会价值”的逻辑。
54.B（building，培养）
其他选项翻译：A（breaking，打破）、C（designing，设计）、D（following，跟随）
解析：“培养良好的理财习惯”用build habits，为固定搭配；breaking、designing、following均不与habits搭配。
55.A（effort，努力）
其他选项翻译：B（time，时间）、C（money，金钱）、D（price，价格）
解析：尊重金钱的方式是尊重赚钱所付出的“努力”，effort符合主题；time、money、price均未体现“赚钱的艰辛”。
第二节语篇语法填空
语篇解读
文体：说明文
主题：2026年反消费主义趋势下，人们重新审视金钱的真正价值，学校、家长、慈善组织共同推动青少年财商教育，同时提及数字支付带来的消费追踪问题及解决建议。
56.written
考点：非谓语动词（过去分词作定语）
解析：The Million Pound Bank Note与write为被动关系，用过去分词作后置定语，表“马克·吐温写的小说”。
57.to teach
考点：非谓语动词（不定式作目的状语）
解析：课程设计的目的是“教学生区分需求与欲望”，用不定式to teach表目的。
58.to learn
考点：非谓语动词（不定式作宾语补足语）
解析：encourage sb to do sth为固定搭配，表“鼓励某人做某事”，后接不定式。
59.where
考点：定语从句关系副词
解析：先行词为second-hand trading fairs（表地点），从句缺地点状语，用where引导，相当于in which。
60.sharing
考点：非谓语动词（动名词作宾语）
解析：介词of后接动名词形式，表“分享的价值”。
61.in
考点：介词固定搭配
解析：guide sb in doing sth为固定搭配，表“指导某人做某事”。
62.by completing
考点：非谓语动词（动名词作方式状语）
解析：“通过完成家务赚钱”，用by+动名词表方式，complete的动名词形式为completing。
63.experts
考点：名词单复数
解析：expert为可数名词，此处表泛指“专家们”，用复数形式experts。
64.to record
考点：非谓语动词（不定式作目的状语）
解析：“使用笔记本或应用来记录支出”，用不定式to record表目的。
65.understanding
考点：非谓语动词（动名词作宾语）
解析：介词by后接动名词形式，表“通过理解金钱的真正价值”。
第三节汉译英
66.We should learn to practice rational consumption and avoid impulse buying.
解析：严格使用提示短语rational consumption（理性消费）和impulse buying（冲动购物）；“学会做某事”用learn to do sth，“避免做某事”用avoid doing sth，符合语法要求。
67.The true value of money lies not in how much you have,but in how you use it.
解析：严格使用提示短语the true value of money（金钱的真正价值）和not...but...（不是……而是……）；“在于”用lie in，后接宾语从句，表达准确。
68.We should respect everyone,regardless of whether they are poor or wealthy.
解析：严格使用提示短语regardless of（无论）和wealthy（富有的）；“无论贫穷还是富有”用whether they are poor or wealthy，符合regardless of后接从句的用法。
69.Hard work and kindness are more valuable than money.
解析：严格使用提示短语hard work（努力工作）和kindness（善良）；“比……更有价值”用be more valuable than，主谓一致（复数主语用are）。
70.We should donate part of our money to charity to help those in need.
解析：严格使用提示短语donate...to...（把……捐赠给……）和in need（需要帮助的）；“一部分钱”用part of our money，不定式to help表目的，符合语境。
第四部分写作
第一节应用文写作（倡议书）
解题思路步骤
步骤1：审题立意
身份：校学生会主席；
主题：号召树立正确金钱观；
核心要点：回应误区（金钱不是衡量人的唯一标准）、行动倡议（理性消费、努力赚钱、乐于助人）、活动预告（辩论赛、二手物品交换会）；
词数：80-100词，格式正确（称呼、正文、落款）。
步骤2：搭建框架
开头（1句）：点明误区，表明核心观点（金钱并非唯一衡量标准，善良和努力更重要）；
中间（2句）：发出行动倡议+预告活动，用分号或连接词衔接；
结尾（1句）：呼吁参与，简洁有力。
步骤3：语言润色
核心词汇：rational consumption（理性消费）、efforts（努力）、debate（辩论赛）、second-hand goods exchange（二手物品交换会）；
衔接词：用分号分隔倡议内容，使逻辑清晰；
句式：以简单句和并列句为主，避免复杂句式，控制词数。
步骤4：检查核对
要点是否齐全：误区、倡议、活动均涵盖；
格式是否正确：有称呼、正文、落款（Student Union）；
词数是否达标：92词，符合要求；
语法是否正确：无拼写、时态错误，语言流畅。

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