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七年级（上） Units 5—9
（人与自我——货币常识，理财意识，理性消费，信用维护）
一、选择型阅读 2025济南莱芜区三模
体裁：说明文 词数：310左右 难度：
At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn't spend all our money in one go. It's important for us to have a budget （预算）. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can't cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save our pocket money. How Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we've dreamed about! Reaching our goal will greatly satiate us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account （账户） is If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in the right way. Actually, learning about money isn't a hard job. From these lessons, we can get a sense of money management and the right money values step by step!
1．Where does money come from according to the text
A．Parents' hard work. B．Kids' life lessons.
C．Good spending habits. D．The bank account.
2．What does the writer want kids to do by giving the example of buying a bicycle
A．Buy a wonderful notebook.
B．Make a free spending choice.
C．Set a goal of saving money.
D．Have an experience of shopping.
3．What does the underlined word “satiate” mean in Paragraph 4
A．Relax. B．Interest. C．Surprise. D．Satisfy.
4．Which of the following will the writer probably agree with
A．Adults can make money grow more.
B．Kids should have a spending plan.
C．Parents should give kids lots of pocket money.
D．Supermarkets will be places to change money.
5．What is the best title for the text
A．Causes of Spending Money B．Ways of Managing Money
C．Purposes of Treating Money D．Conditions of Saving Money
解题有法 标题归纳题第5题
速览首尾段，找中心词（语）：由首段中的“learning how to manage money”及尾段中的“From these lessons, we can get a sense of money management”可知，重复出现的词语是“_ _ _ _ _ _ money”（管理金钱）。
定位选项关键词（语）：以上重复出现的词语，就是体现主旨的关键词语，由此可定位选项_ _ _ _ 。
核段落大意，定答案：细读文中画线段落主题句可知，这些内容均是介绍具体管理金钱的方法，故确定答案选_ _ _ _ 。
二、还原型阅读（六选五）
体裁：说明文 词数：200左右 难度：
货币发展史 1. People use money to buy food, furniture, books, bicycles and hundreds of other things they need or want. When they work, they usually get paid in money.
Most of the money today is made of metal or paper. 2. One of the first kinds of money was shells （贝壳）.
Shells were not the only things used as money. In China, cloth and knives were used. In the Philippine Islands, rice was used as money for a long time. Elephant tusks （象牙）, monkey tails and salt were used as money in parts of Africa.
The first metal coins were made in China. They were round and had a square hole in the center. 3. Different countries have used different metals and designs for their money. 4. Sweden and Russia used copper （铜） to make their money. Later some countries began to make coins of gold and silver.
But even gold and silver were inconvenient if you had to buy something expensive. Again, the Chinese thought of a way to improve money. 5. The first paper money looked more like a note from one person to another than the paper money used today.
Money has had an interesting history from the days of shell money until today.
A. The first coins in England were made of tin （锡）. B. But people used to use all kinds of things as money. C. No one knows for certain when people began to use money. D. People strung （串连） them together and carried them from place to place. E. They began to use paper money. F. Today people generally accept money in exchange for goods and services.
三、完形填空
体裁：记叙文 词数：260左右 难度：
Every month， Julie and her cousins would go for the big family meal at their grandparents' house. They would always wait 1 for the moment when their grandpa gave them a few coins. Then all the children would buy 2 . Their grandparents realized that it wasn't a good way to manage money, so they held a special 3 to see who could get the most things with those few coins in a year.
Some thought they would 4 their money，but some continued spending it all on sweets. They showed off their sweets in front of the other children and 5 their cousins.
Julie had a wonderful plan. When she was about to 6 her plan at the end of the year, she turned up with a violin and a lot of money， which surprised everyone. Everyone knew Julie loved the violin, though the family couldn't 7 to pay for her lessons.
And here was the story. Julie knew a poor violinist who played in the park. She said she would offer him all the money she had if he taught her how to play. The violinist agreed and taught her happily for 8 . She practised hard. As a result，she became 9 . Then by playing the violin that she borrowed， she got to make enough money to buy her own violin and made much more money.
Years later， Julie became a famous violinist. She would always tell people that by spending well a few coins, it was 10 to make your dream come true.
1．A．angrily B．excitedly C．quietly D．nervously
2．A．toys B．gifts C．fruits D．sweets
3．A．competition B．question
C．conversation D．celebration
4．A．raise B．save C．pick D．lose
5．A．took care of B．paid attention to
C．made fun of D．looked forward to
6．A．discuss B．change C．make D．complete
7．A．refuse B．decide C．afford D．accept
8．A．weeks B．months C．years D．days
9．A．successful B．comfortable C．dangerous D．healthy
10．A．natural B．boring C．difficult D．possible
一材多用 拓思维
（推断人物特征） What can we infer about Julie according to the passage
A．She was luckier than her cousins because she got more help.
B．She was more creative and hard-working than many of her cousins.
C．She didn't like sweets at all since she didn't spend money on them.
D．She became famous easily because of the competition.
四、阅读表达
体裁：说明文 词数：210左右 难度：
Money may not buy happiness，but it helps. Many teenagers want to learn how to manage money before going out into the world. Be smart with your money. This idea is raised （提出） by Dr. Mara Harvey, a money expert. The following are some of her tips.
Learn to make money. Ask parents or neighbors if you can do housework to make pocket money. These could include washing a car, cleaning up the garden, watering the flowers or taking the dog for a walk.
Help your money grow. Put your money in the bank and you can get interest （利息）. Save your money in the long run. One day you may feel surprised at how much money you have.
Make a plan. If you have a big event, you may spend more of your pocket money. Try making a plan for spending and saving. Write down how much money you have and how much you are spending. Then it will help you take control （控制） of your money.
Spend your money properly （合理地）. Figure out how much you can reasonably spend each month. Spend your money on what you truly need. Then try to cut down on spending. For example, instead of eating out， you can choose to cook at home.
1．What idea does Dr. Mara Harvey raise about managing money？
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 2．How can you make money according to the second paragraph？
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 3．Why do people usually put money in the bank？
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 4．What can you do when you need to spend more of your pocket money according to Paragraph 4？
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 5．What do you do with your pocket money？How will you manage your pocket money this year？
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
七年级（上） Units 5—9
（人与自我——货币常识，理财意识，理性消费，信用维护）
一、选择型阅读 2025济南莱芜区三模
1．A
2．C
[解析]推理判断题。根据“If we wish to own a new bicycle but can't afford it, we can save our pocket money.”可知，如果我们想拥有一辆新自行车，但买不起，我们可以省下零花钱，作者希望孩子们通过购买自行车的例子设定一个储蓄的目标。故选C。
3．D
[解析]词义猜测题。根据“After we have enough, we can buy that wonderful bicycle we've dreamed about!”可知，画线单词意为“满足”，与satisfy意思相近。
4．B
5．B
manage； B； B
二、还原型阅读（六选五）
1．F
[解析]根据“People use money to buy food, furniture, books, bicycles and hundreds of other things they need or want.”可知，此处介绍钱在生活中被普遍使用，选项F “今天，人们通常接受用金钱来换取商品和服务” 符合语境。
2．B
[解析]根据“Most of the money today is made of metal or paper.”及“One of the first kinds of money was shells.”可知，此处介绍的是货币形态的演变，选项B “但人们过去把各种各样的东西当钱用” 符合语境。
3．D
[解析]根据“They were round and had a square hole in the center.”可知，接下来要介绍与这种货币相关的内容，选项D “人们把它们串在一起，从一个地方运到另一个地方” 符合语境。
4．A
[解析]根据“Different countries have used different metals and designs for their money.”及下文可知，此处是关于具体某个国家使用的货币，选项A“英国的第一批硬币是锡制的” 符合语境。
5．E
[解析]根据“The first paper money looked more like a note from one person to another than the paper money used today.” 可知，此处提到了最早的纸币，选项E “他们开始使用纸币” 符合语境。
三、完形填空
1．B
[解析]根据“...their grandpa gave them a few coins（……他们的祖父给他们几枚硬币）”可知，孩子们总是兴奋地等待着。
2．D
[解析]根据下文中的“but some continued spending it all on sweets（但一些人继续把钱都花在糖果上）”可知，所有的孩子会拿着这些硬币去买糖果。
3．A
[解析]根据下文中的“to see who could get the most things with those few coins in a year（来看谁能用那些硬币在一年里买到最多的东西）”可知，他们举办了一场特殊的比赛。
4．B
[解析]根据“but some continued spending it all on sweets（但一些人继续把钱都花在糖果上）”可知，有些人存钱但有些人继续买糖果。
5．C
[解析]根据语境可知是嘲笑他们的表亲们。
6．D
[解析]根据“...her plan at the end of the year, she turned up with a violin and a lot of money， which surprised everyone.”可知, 在年底的时候即将完成计划。
7．C
[解析]根据“Everyone knew Julie loved the violin, though the family couldn't...to pay for her lessons.”可推测，朱莉家里付不起她上小提琴课的费用。
8．B
[解析]根据上文中的“with those few coins in a year（用那些硬币在一年里）”和“at the end of the year（在年底）”可知，事情发生在一年之内，不可能几天或几周就可以练好小提琴，最合适的时间单位是月。
9．A
[解析]根据下文中的“she got to make enough money to buy her own violin”可知，她挣到了足够的钱来买自己的小提琴，表明朱莉很成功。
10．D
[解析]根据朱莉的故事可知，花很少的钱实现梦想是有可能的。
B
[解析]朱莉有自己的计划，并且通过努力实现了梦想，而其他孩子有的只是把钱花在糖果上，有的虽然想存钱但没有像朱莉这样有创造性的做法，所以可以推断出她比很多表兄弟姐妹更有创造力和更勤奋，B选项正确。A选项“她比她的表兄弟姐妹更幸运因为她得到更多帮助”，文中未体现；C选项“她一点儿也不喜欢糖果因为她没有花钱买糖果”，但在第一段提到最初孩子们都用硬币来买糖果；D选项“她因为比赛轻松成名”，与原文不符，她是通过自己多年努力才成名的。
四、阅读表达
1．Be smart with your money.
2．We can do housework to make pocket money.
3．Because they can get interest.
4．I can try making a plan for spending and saving./I can write down how much money I have and how much I am spending.
5．I buy what I like with my pocket money. I will make a plan for spending and saving this year. I will spend some money buying clothes for my parents and then some books for myself. （答案不唯一）

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