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Unit 7 综合素质评价
第一部分 阅读理解(共两节，满分35分)
第一节(共15小题；每小题2分，满分30分)
阅读下列短文，从短文后每题所给的A、B、C和D四个选项中，选出最佳选项。
A
We need money almost everywhere.We use money to buy what we need and want.Our parents work hard every day to make enough money for our daily life.Spend our money wisely and we’ll live a more meaningful life.
Last week our teacher asked us to track (记录) our monthly spending.I did this task with my good friend，David.We get the same amount of pocket money every month.Here is our record.
(　　) 1.What do Felix and David spend the same amount of their pocket money on
A.Food. B.Books.
C.Transportation. D.Others
(　　) 2.Which of the following is true
A.Felix spends 25% of his pocket money on food.
B.David spends 16% of his pocket money on others.
C.Felix saves 45% of his pocket money.
D.Felix spends 2% more than David on other things.
(　　) 3.Where can we probably read this text
A.In a storybook. B.In a school newspaper.
C.In a music book. D.In a travel magazine.
B
Leo and Sam are twins.One day，on their way home，they saw a fantastic bike in the window of a bicycle store.
“Wow! Isn’t it cool ” Leo shouted.“If we had bikes like that，we could ride anywhere this summer!”
Sam agreed.But their excitement faded when they saw its price tag (标签).“It costs $100.It is so expensive.” Leo said.
After they got home，they asked their sister Ann for some money.Ann didn’t have much，but she said，“Why don’t you start with small things and save up for what you want ”
Later，Leo made a savings chart to save up for his goal.The chart looked like a thermometer (温度计).Sam drew a picture of the bike.He put it up on the wall to keep his goal in mind.
Over the next few months，they worked hard.They did chores for their parents，sold old toys，and helped their neighbors with yard work.
Near the end of the school year，Leo saved $100，but Sam only had $55.Sam felt upset and said，“I spent some money on pizza and movies.”
“It’s OK to spend money sometimes，especially on things you need，” Leo said.“Why don’t you buy a used one ”
They searched online and found a nice used bike for only $45.Sam was excited to get that bike，and he still had some money left.
(　　) 4.What does the underlined word “faded” probably mean
A.Stayed the same. B.Became strong.
C.Lasted for a long time. D.Disappeared slowly.
(　　) 5.What did Ann advise Leo and Sam to do
A.To get jobs at the bicycle store.
B.To borrow money from their friends.
C.To save up little by little for their goals.
D.To ask their parents for more pocket money.
(　　) 6. How did Leo and Sam earn money
①By helping with housework. ②By selling old toys.
③By working at a pizza shop. ④By helping with yard work.
A.①②③ B.①②④
C.①③④ D.②③④
(　　) 7.What does the writer mainly want to tell us
A.It’s important to keep a promise (承诺).
B.Buying used bikes is better than buying new ones.
C.Managing money wisely helps achieve big goals.
D.Doing chores is a good way for kids to make money.
C
Did you hear of “conscious (清醒的) spending” According to Ramit Sethi，conscious spending is all about spending as much as possible on the things you love and cutting costs as much as possible on the things you don’t need.It’s about knowing what you really want and then spending your money on the things you love.
The term “conscious spending” suggests that people experience unconscious spending nowadays.It’s almost like unconscious eating.When we spend our money，we’re just without a plan.And we’re not really paying much attention，especially when using credit cards.
The most important way to deal with unconscious spending is asking yourself some questions.Where did my money go What do I love spending money on and why How much do I need for the things I must have，such as food and bills How much do I want to save and why How much do I want to set aside for unimportant buys，such as coffee with a friend or a movie ticket
Answering these questions can help you feel excited and clear about your money，know what you care less about，and live according to what’s important to you.“Then，it’s a lot easier to cut down on your spending in areas that you don’t need so much，” Klontz said.
Your answers to these questions agree with what Sethi calls your “rich life” — the life of your own，free from what anyone else thinks you should do.When you think about what you really want，you will no longer have to feel anxious or doubtful about how you spend your money.
(　　) 8.What is conscious spending
A.It means cutting the cost of the things you like.
B.It means buying a lot of things you really like.
C.It means spending money as much as possible.
D.It means spending money properly on the things you truly love.
(　　) 9.Why does the writer mention “unconscious eating” in Paragraph 2
A.To explain how people spend money without thinking.
B.To show that eating without a plan is healthy.
C.To compare two different ways of saving money.
D.To suggest that people shouldn’t eat without a plan.
(　　) 10.The writer develops his idea in Paragraph 3 by 　 　.
A.listing numbers B.raising questions
C.explaining differences D.giving examples
(　　) 11.What can we infer from the last two paragraphs
A.People will feel excited after buying what they really want.
B.People are easily influenced (被影响) by others.
C.Spending money can make people feel anxious and doubtful.
D.Conscious spending can make people know how to spend their money.
D
Let’s imagine this: Your parents are going out of town for a week.You’re left with 800 yuan.How will you spend it It would be silly to spend the money at the mall，especially if you already have great clothes in your room，right A better way to spend that money would be on key things such as food and transportation.You’d probably also want to put part of the money aside for something else.
Well，you just learned how to budget.It’s all about deciding what matters the most to you and how much you want to spend on these things.
Working out your priorities (优先事项) is the most important part of budgeting.For example，if you plan on buying a new smartphone and a cool smartwatch，you should consider saving some money.The next time your friends invite you to go to KTV with them，you might as well decide to pass.
But having a budget doesn’t mean you can’t have fun; you just have to get creative.Instead of meeting your friends at the pizza shop and then going to the movies，you could invite them over to your house.You can buy some frozen pizzas at the supermarket and watch a movie online.It’s a lot cheaper but just as fun.
If you search for budgeting tips，you’ll find many.As a young person，you have plenty of chances to experiment with different ways.Once you find a way that works for you，it’s easier to get excited about budgeting.
Keep in mind that even adults make mistakes at times.If you go over your budget，just try to learn from your mistakes.
(　　) 12.Why does the writer suggest spending the money on food and transportation
A.Because they are basic needs.
B.Because they help avoid trouble.
C.Because they cost less money.
D.Because the money is not enough.
(　　) 13.What point is the writer trying to make in the last paragraph
A.Making good budgets is a challenge forever.
B.Don’t make any mistakes to go over your budget.
C.Even adults should learn from the mistakes they make.
D.The young shouldn’t be afraid to make mistakes with a budget.
(　　) 14.What can we infer about the writer’s opinion on budgeting
A.It can be easier for adults.
B.It can be difficult but helpful.
C.It can stop people having fun.
D.It can help to save more money.
(　　) 15.What is the purpose of the passage
A.To share tips on how to make more money.
B.To tell readers the importance of saving money.
C.To help teenagers learn to spend money wisely.
D.To set some rules for people to live a better life.
第二节(共5小题；每小题1分，满分5分)
阅读下面短文，从短文后的选项中，选出可以填入空白处的最佳选项。选项中有一项为多余选项。
Money may not buy happiness，but it helps.Many teenagers want to learn how to manage money before going out into the world.16.　 　 This idea is raised by Dr.Mara Harvey，a money expert.Here are some of her tips.
Learn to make money.Ask parents or neighbors if you can do chores to make pocket money.These could include washing a car or taking the dog for a walk.17.　 　 In this way，you can also improve your communication (交流) skills，which will help when you have a grown-up job，too.
Help your money grow.Money can’t grow if it’s sitting inside a piggy bank.Put your money in the bank and you can get interest.18.　 　 One day you may feel surprised at how much money you have.
Make a plan.If you have a big event，such as a holiday coming up，it might mean you will need to spend more of your pocket money.Try making a plan for spending and saving.19.　 　 Then it will help you take control of your money.
20.　 　 Figure out how much you can reasonably spend each month.Spend your money on what you truly need.Then try to cut down on spending.For example，rather than eating out，you can choose to cook at home.
第二部分 语言知识应用(共两节，满分25分)
第一节 完形填空(共10小题；每小题1分，满分10分)
阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项。
If you had a monthly income (收入) of 15，000 yuan，how much of it would you spend And how would you save
Many people find budgeting 　 21 　.They turn to popular budgeting apps，only to forget about them by the third day.
Why not follow the 50 / 30 / 20 method It is one of the most effective and simple budgeting methods around.According to this method，you should divide your monthly income into three 　 22 　: 50% for “needs”，30% for “wants”，and 20% for “savings”.
“Needs” refers to the bills that you must 　 23 　 and the necessary things for survival.　 24 　，they include electricity and gas bills，transportation and food and drinks.These are “must-haves”.If you have to spend more than 50% of your income on your “needs”，you may need to 　 25 　 your lifestyle.For example，you may consider cooking at home，rather than eating out often.
“Wants” refers to 　 26 　 costs.You choose to spend your money on these things，but could easily live without them.You could 　 27 　 at home instead of going to the sports center.You could watch sports on TV instead of getting tickets to the game.You could continue using your three-year-old backpack.
　 28 　，you need to save 20% of your monthly income.Savings are 　 29 　.You never know when you may lose your job or when an accident may take place.
　 30 　 the 50 / 30 / 20 method.It will help you live a happy life while making sure you have some savings to fall back on whenever you need them.
(　　) 21.A.convenient B.difficult C.boring D.challenging
(　　) 22.A.steps B.groups C.halves D.forms
(　　) 23.A.pay B.buy C.return D.share
(　　) 24.A.Suddenly B.Seriously C.Actually D.Simply
(　　) 25.A.change B.enjoy C.improve D.create
(　　) 26.A.unavailable B.uncertain C.unknown D.unnecessary
(　　) 27.A.set out B.find out C.go out D.work out
(　　) 28.A.As a result B.Last of all C.In short D.In general
(　　) 29.A.popular B.important C.impossible D.limited
(　　) 30.A.Develop B.Show C.Spread D.Try
第二节 语法填空(共10小题；每小题1.5分，满分15分)
阅读下面短文，在空白处填入一个适当的单词或括号内单词的正确形式。
Li Weiqi，a 24-year-old man working in Shenzhen，is smart with his money.When he 31.　 　 (eat) out after work，he seldom pays full price.He always uses apps to get discounts (折扣).Last week，he needed 32.　 　
e-bike to go to work，but new ones cost too much.He 33.　 　 (end) up buying a nice used e-bike on Xianyu — it only cost a quarter of the new one’s price.
Li is not alone.More and more young people like him are choosing to be smart spenders and this trend (趋势) 34.　 　 (grow) stronger now.
Buying second-hand things is 35.　 　 (they) first money-saving secret.On platforms，they can find almost anything in good condition at much 36.　 　 (low) prices.This not only saves money，but it’s also good 37.　 　 the environment.Their second secret is looking for discounts.They are good at using apps 38.　 　 (find) discounts on food，clothes，daily services and more.They often scan QR codes for cash rewards or wait for big sales on different platforms.
Why do they do this They want to use the saved money to do more important things，for example，learning new 39.　 　 (skill)，travelling，or even saving for their future.For these young people，being 40.　 　 (care) with money isn’t being mean.It’s about making smart choices to live a better life.
第三部分 书面表达(共两节，满分30分)
第一节 阅读表达(共5小题；每小题2分，满分10分)
阅读下面短文，完成短文后的问题。
What do you do with your money Let’s see how Cindy and Li Yu manage their money.
Cindy，aged 16，Australia
In the past，I spent most of my money on clothes，snacks and phones.I ran out of money very quickly and couldn’t buy anything else.
I’m always interested in China.My parents have agreed to take me to China this summer，but I’ll have to pay for my own air tickets.How exciting! So I’m starting to save money.I also work at a supermarket.Every Tuesday and Thursday after school，I work as a cashier (收银员) for two hours.
I’ll work harder and make more money.I can make my dream come true.
Li Yu，aged 15，China
Usually，I do some housework to make pocket money.My parents tell me to manage my money well.
I spend some of my money on books，snacks and school things.I save the rest in the bank for special things.This year，I want to buy my mother a silk scarf for her 40th birthday.Luckily，I have enough money for it.
41.What is Cindy saving money for
_____________________________________________________________________
42.How long does Cindy work every week
_____________________________________________________________________
43.How does Li Yu usually make pocket money
_____________________________________________________________________
44.Does Li Yu have enough money to buy a scarf for her mother Why
_____________________________________________________________________
45.What can you learn from the stories of Cindy and Li Yu
_____________________________________________________________________
第二节 写作(满分20分)
学校英文报正在举办以“Smart Spending，Wise Saving”为主题的征文活动。假如你是李华，请根据以下提示，写一篇短文投稿，介绍你管理零花钱的方法，并分享你的理财心得。词数80左右。
注意事项：1.必须包含图表中所有内容要点，可适当发挥，开头已给出，不计入总词数；
2.意思清楚，表达通顺，行文连贯，书写规范；
Smart Spending，Wise Saving
Hello，I’m Li Hua.I think saving money is an important skill for everyone.Here，I’d like to share how to manage my pocket money.
______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
Unit 7 综合素质评价
第一部分
第一节
A
【主旨大意】文章围绕零花钱展开，介绍了作者和朋友David记录月度零花钱使用情况的图表，强调要明智地花钱，过更有意义的生活。
1. C 【点拨】细节理解题。对比图表中各项数据，“Transportation”对应的Felix和David均为8%，两人此项花费相同。故选C。
2. D 【点拨】数字推断题。Felix在其他方面花费16%，David花费14%，16%-14%=2%，即Felix比David多花2%。故选D。
3. B 【点拨】推理判断题。文章内容是关于学生记录零花钱、校园任务，属于校园生活范畴，最可能出现在校报上。故选B。
B
【主旨大意】本文是一篇记叙文，讲述了双胞胎兄弟利奥和萨姆为了买一辆心仪的自行车，通过做家务、卖旧玩具等方式攒钱，最终实现了目标的故事。
4. D 【点拨】词义猜测题。根据“But their excitement faded when they saw its price tag.‘It costs $100. It is so expensive,’Leo said.”可知,看到昂贵的价格后，他们的兴奋感逐渐消失。据此可推断，画线词“faded”意为“慢慢消失”。故选D。
5. C 【点拨】细节理解题。根据“Ann didn’t have much,but she said，‘Why don’t you start with small things and save up for what you want ’”可知，安建议他们从小事做起，为目标一点点存钱。故选C。
6. B 【点拨】细节理解题。根据“They did chores for their parents,sold old toys,and helped their neighbors with yard work.”可知，他们通过做家务、售卖旧玩具、帮邻居打理庭院赚钱。故选B。
7. C 【点拨】推理判断题。通读全文可知，文章围绕兄弟二人存钱、合理消费最终买到自行车展开，作者主要想告诉我们理性理财有助于实现目标。故选C。
C
【主旨大意】本文是一篇关于理性消费的说明文，介绍了“清醒消费”的定义、常见的“无意识消费”现象，以及通过提问梳理消费需求、实现理性消费的方法。
8. D 【点拨】细节理解题。根据第一段可知，清醒消费是指在自己真正喜欢的事物上合理花钱、在不需要的事物上节省开支，即有计划、有针对性地花钱。故选D。
9. A 【点拨】推理判断题。根据“lt’s almost like unconscious eating. When we spend our money,we’re just without a plan. And we’re not really paying much attention,especially when using credit cards.”可知，作者用“无意识进食”类比“无意识消费”，目的是解释人们没有计划、不加思考地花钱的状态。故选A。
10. B 【点拨】细节理解题。第三段中连续出现了多个问题：“Where did... What do... How much do...”，可见作者是通过提问的方式引导读者梳理消费需求、阐述观点。故选B。
11. D 【点拨】推理判断题。根据“Answering these questions can help you feel excited and clear about your money,know what you care less about,and live according to what’s important to you.”和“When you think about what you really want,you will no longer have to feel anxious or doubtful about how you spend your money.”可知，清醒消费能帮助人们理清消费方向，不再为花钱方式感到焦虑，即能让人们知道如何合理支配金钱。故选D。
D
【主旨大意】本文主要讲述了如何合理使用预算，以及预算的重要性。
12. A 【点拨】细节理解题。根据“A better way to spend that money would be on key things such as food and transportation.”可知，作者建议将钱花在食物和交通上，因为这些是基本需求。故选A。
13. D 【点拨】观点态度题。根据“If you go over your budget,just try to learn from your mistakes.”可知，作者认为年轻人不应该害怕在预算上犯错误。故选D。
14. B 【点拨】推理判断题。根据通读全文及“As a young person,you have plenty of chances to experiment with different ways. Once you find a way that works for you,it’s easier to get excited about budgeting. Keep in mind that even adults make mistakes at times. If you go over your budget,just try to learn from your mistakes”可推知，作者认为做预算很难但是对年轻人非常有帮助。故选B。
15. C 【点拨】主旨大意题。通读全文可知，本文主要讲述了如何在父母外出期间明智地花钱，做好预算。故选C。
第二节
【主旨大意】本文围绕青少年理财展开，介绍了理财专家的建议。
16-20 BEDFA
第二部分
第一节
【主旨大意】本文介绍了50 / 30 / 20预算法，讲解了该方法将月收入按比例分配到“必需品”,“想要品”和“储蓄”三部分的具体内容，帮助人们合理规划收支。
21. B 【点拨】根据“They turn to popular budgeting apps,only to forget about them by the third day.”可知，人们用预算软件也会很快忘记，说明做预算对很多人来说是困难的。故选B。
22. B 【点拨】根据“50% for‘needs’,30% for‘wants’,and 20% for‘savings’”可知，将收入划分为三类。故选B。
23. A 【点拨】pay the bills是常用搭配，表示“支付账单”。
24. C 【点拨】前文先对“必需品”做了定义，后文具体列举了包含的项目，actually用于承接定义、引出具体实例，符合逻辑。
25. A 【点拨】根据“For example,you may consider cooking at home,rather than eating out often.”可知，在家做饭代替频繁外出就餐，这是对生活方式的调整。故选A。
26. D 【点拨】根据“You choose to spend your money on these things,but could easily live without them.”可知，这些开销是没有也能生活的，即非必要的。故选D。
27. D 【点拨】根据“instead of going to the sports center”可知，可以在家锻炼，而不是去体育中心。故选D。
28. B 【点拨】前文分别介绍了“必需品”和“想要品”两部分，此处介绍最后一部分“储蓄”。故选B。
29. B 【点拨】根据“You never know when you may lose your job or when an accident may take place.”可知，储蓄能应对失业、意外等突发情况，说明储蓄的重要性。故选B。
30. D 【点拨】根据“It will help you live a happy life while making sure you have some savings to fall back on whenever you need them.”可知，这个方法能帮你过上幸福生活，同时保证有储蓄可依靠。try用于发出尝试方法的倡议，符合结尾的呼吁逻辑。
第二节
【主旨大意】本文讲述了像李伟奇这样的年轻人通过买二手物品和用APP找折扣来精明消费，从而把省下的钱用于学习、旅行等重要事情，体现了“谨慎花钱不是小气，而是明智生活选择”的观点。
31. eats 32. an 33. ended 34. is growing
35. their 36. lower 37. for 38. to find
39. skills 40. careful
第三部分
第一节
【主旨大意】本文主要讲述了来自不同国家的两位青少年管理钱财的方式。
41. Her air tickets.
42. For four hours.
43. By doing some housework./She does some housework to make pocket money.
44. Yes,she does. Because she saves some of her pocket money in the bank for special things.
45. We should make money through hard work. / It’s important to have a habit of saving money./We should make a budget for our money. (答案不唯一，合理即可)
第二节 范文：
Smart Spending,Wise Saving
Hello,I’m Li Hua. I think saving money is an important skill for everyone. Here,I’d like to share how to manage my pocket money.
First of all,I make a budget at the beginning of each month to arrange my money properly. Second,I often bring lunch from home,which helps me save a lot. Besides,I prefer to pay in cash rather than use digital payment,so I can clearly know how much I spend. What’s more,I only buy things that I really need.
Through these ways,I have saved plenty of money. I feel proud of myself and I learn that good money management can help us live a better life.

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