Unit 2 On the money 单元测试(含答案)2026-2027学年外研版初中英语九年级上册

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Unit 2 On the money 单元测试(含答案)2026-2027学年外研版初中英语九年级上册

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Unit 2 On the money 单元测试卷
(不含听力,满分:120 分 考试时间:90 分钟)
班级:________ 姓名:________ 得分:__________
一、完形填空(共 10 小题,每小题 2 分,满分 20 分)
When I was 14, I started my first part-time job at a local café. I wanted to earn my own money instead of asking my parents for 1_____ . Every day after school, I worked for two hours, cleaning tables and serving customers.
At first, the job was tiring and I wanted to give up. But I 2 _____to keep going because I knew the money I earned would be worth it. After a month, I got my first paycheck. I felt so proud that I could 3_____ things with my own money.
I learned many lessons from this job. I realized how hard it is to 4_____ money. Before this, I would waste my pocket money on useless things. Now, I 5_____ every cent and only spend it on things I really need.
One day, my friend asked me to lend him some money. I was hesitant at first, but I decided to help him. I told him he had to 6_____ it back to me within a month. He kept his promise, and this made me understand the importance of being 7_____ with money.
Last month, I saved enough money to buy a new bike. It was not cheap, but I didn't feel guilty because I had worked hard for it. This experience taught me that money is not just about buying things—it's about 8_____ responsibility and making wise choices.
Now, I still work at the café during weekends. I plan to save more money for my college education. I know that every dollar I earn today will 9 _____a big difference in my future.
I'm glad I started working early. It has helped me grow up and become more 10_____ about money.
1.A. help B. money C. support D. advice
2.A. refused B. agreed C. tried D. managed
3.A. buy B. make C. borrow D. lend
4.A. spend B. save C. earn D. waste
5.A. count B. value C. waste D. collect
6.A. pay B. give C. take D. get
7.A. careful B. strict C. honest D. patient
8.A. showing B. learning C. taking D. understanding
9.A. do B. make C. have D. create
10.A. wise B. clever C. happy D. confident
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二、单项填空(共 10 小题;每小题 2 分,满分 20 分)
从每小题所给的 A、B、C、D 四个选项中选出一个可以填入空白处的最佳选项。
1. —I think you ______ put your money in a savings account.
—That’s a good idea. It can help me save for the future.
A. should B. might C. can’t D. mustn’t
2. The new computer ______ me over 5,000 yuan. I’m a bit worried about my budget.
A. spent B. cost C. paid D. took
3. My parents always tell me not to ______ money on things I don’t need.
A. save B. waste C. earn D. borrow
4. —Did you ______ any money from your brother
—Yes, and I’ll pay him back next week.
A. lend B. keep C. borrow D. take
5. You ______ be careful with your wallet when you’re in a crowded place.
A. can B. may C. should D. would
6. I have ______ important to tell you about our family budget.
A. something B. anything C. nothing D. everything
7. The boy is old enough to ______ his own pocket money.
A. look after B. take care of C. depend on D. manage
8. —What do you think of the book The Richest Man in Babylon
—It’s great. It teaches us how to ______ money wisely.
A. use B. make C. save D. all of above
9. My sister ______ a part-time job in a supermarket to earn extra money last summer.
A. found B. finds C. will find D. has found
10. —I don’t know how to manage my money well.
—You ______ ask a financial advisor for help.
A. must B. should C. can’t D. might not
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三、阅读理解(共 15 小题,每小题 2 分,满分 30 分)
阅读以下三篇短文,从每小题所给的四个选项中,选出一个与短文内容相符的最佳选项。
(A)
In different countries, teenagers have different ways of managing their pocket money. In the United States, most teenagers get pocket money by doing part-time jobs, such as babysitting or mowing lawns. They usually spend their money on clothes, music, or going out with friends. Some save part of it for college or big purchases.
In Japan, many teenagers receive pocket money from their parents every month. They are taught to save money from a young age. Most of them use their pocket money to buy school supplies or snacks. Some even save up to buy electronic devices like smartphones.
In Germany, teenagers often get pocket money based on their performance at school or doing housework. They learn to budget their money carefully. Many of them use their pocket money to join clubs or take part in sports activities. They rarely waste money on unnecessary things.
1. How do most teenagers in the US get pocket money
A. From their parents.
B. By doing part-time jobs.
C. By winning competitions.
D. From their relatives.
2. What do Japanese teenagers usually use their pocket money for
A. Clothes and music.
B. School supplies and snacks.
C. Club activities and sports.
D. College education.
3. What do German teenagers learn to do with their pocket money
A. Budget it carefully.
B. Waste it on unnecessary things.
C. Save all of it for big purchases.
D. Spend it all on going out with friends.
4. Which of the following is TRUE according to the passage
A. American teenagers don’t save money for college.
B. Japanese teenagers are not taught to save money.
C. German teenagers get pocket money by doing housework.
D. All teenagers in different countries manage money the same way.
5. What’s the main idea of the passage
A. How teenagers in different countries get pocket money.
B. How teenagers in different countries spend their pocket money.
C. Different ways of managing pocket money among teenagers in different countries.
D. The importance of managing pocket money for teenagers.
(B)
Do you often spend money without thinking Do you buy things you don’t really need If yes, you need to learn how to be a wise consumer. Here are some tips to help you:
First, make a budget. Write down how much money you have and how much you need to spend on necessary things like food, school supplies, and transportation. Then, decide how much you can spend on fun things like movies or snacks. Stick to your budget and don’t spend more than you plan.
Second, wait before buying. If you see something you want, don’t buy it right away. Wait for a few days. You might realize that you don’t really need it. This can help you avoid impulse buying.
Third, compare prices. Before you buy something, check the prices at different stores or online. Sometimes, the same product can be cheaper at another place. This way, you can save money.
Fourth, think about the quality. Don’t just buy the cheapest thing. Sometimes, cheap products break easily and you have to spend more money to replace them. It’s better to buy a good-quality product that lasts longer.
Finally, learn to save. Put some money aside every month. You can use it for emergencies or big purchases like a new bike or a laptop. Saving money can give you a sense of security.
1. What does the underlined word “consumer” mean in the passage
A. A person who buys things.
B. A person who sells things.
C. A person who makes things.
D. A person who repairs things.
2. What’s the first tip to be a wise consumer
A. Wait before buying.
B. Make a budget.
C. Compare prices.
D. Think about quality.
3. Why should you wait before buying something
A. To check the quality.
B. To compare prices.
C. To avoid impulse buying.
D. To save money for emergencies.
4. Which of the following is NOT mentioned in the passage
A. Buying good-quality products.
B. Saving money every month.
C. Asking for advice from parents.
D. Making a budget.
5. What’s the main idea of the passage
A. How to make a budget.
B. How to save money.
C. Tips for being a wise consumer.
D. The importance of saving money.
(C)
When I was 16, I wanted to buy a new guitar. But my parents told me I had to earn the money myself. So I decided to get a part-time job at a music store.
At first, I was nervous. I didn’t know much about guitars or how to sell them. But my boss was very helpful. He taught me everything I needed to know about different types of guitars and how to talk to customers.
Every weekend, I worked from 9 a.m. to 5 p.m. It was hard work, but I enjoyed it. I met many interesting people and learned a lot about music. After three months, I earned enough money to buy the guitar I wanted.
When I held the guitar in my hands, I felt so proud. I knew that every penny I earned was worth it. This experience taught me the value of hard work and money. Now, I still work at the music store during holidays. I’m saving money for my dream of becoming a music teacher.
1. Why did the writer want to get a part-time job
A. To learn about music.
B. To meet interesting people.
C. To earn money for a new guitar.
D. To help his parents.
2. Where did the writer work
A. At a café.
B. At a music store.
C. At a supermarket.
D. At a library.
3. How long did the writer work every weekend
A. 6 hours.
B. 7 hours.
C. 8 hours.
D. 9 hours.
4. What did the writer learn from his part-time job
A. How to play the guitar.
B. The value of hard work and money.
C. How to talk to customers.
D. How to manage a store.
5. What’s the writer’s dream
A. To become a music teacher.
B. To buy more guitars.
C. To open his own music store.
D. To travel around the world.
四、阅读还原(共 5 小题,每小题 2 分,满分 10 分)
Money is an important part of our lives, but it’s not everything. Here are some tips to help you have a healthy relationship with money.
1 ______ Many people think that having more money will make them happy. But the truth is, happiness doesn’t come from how much money you have. It comes from the things you do and the people you spend time with.
2 ______ It’s important to save money for emergencies. You never know when you might need it, like when your bike breaks or you get sick. Putting aside a little money every month can help you feel secure.
3 ______ Don’t try to keep up with others. Everyone has different financial situations. Just because your friend has a new phone or expensive clothes doesn’t mean you need to buy the same things. Focus on what you need, not what others have.
4 ______ If you make a mistake with money, don’t be too hard on yourself. Everyone makes mistakes. Learn from them and try to do better next time.
5 ______ Money can be used to help others. Donating to charity or helping a friend in need can make you feel good. It’s a great way to use your money for something meaningful.
A. Don’t compare yourself to others.
B. Be kind to yourself when you make mistakes.
C. Remember that money isn’t everything.
D. Use money to help others.
E. Save money for emergencies.
五、阅读短文,从方框中选择适当的词并用其正确的形式填空(每词限用一次)(共 10 小题,每小题 1 分,满分 10 分)
earn, save, spend, wise, borrow, lend, value, experience, part-time, budget
Last year, I got my first 1 ____ job at a bookstore. I wanted to 2 ____ my own money to buy a new tablet. At first, I didn’t know how to 3 ____ my money. I would 4 ____ all my paycheck on snacks and games.
Then, my mom taught me how to make a 5 ____. I wrote down all my income and expenses. I started to 6 ____ part of my money every month. I also learned to be 7 ______ with my money—only buying things I really needed.
Once, my friend asked me to 8 ____ him some money. I hesitated, but I decided to help him. I told him he had to pay it back within two weeks. He kept his promise, and this 9 ____ taught me the importance of being honest when dealing with money.
After six months, I had saved enough money to buy the tablet. I felt so proud because I knew the money was 10 ______ through hard work.
六、短文填空(共 10 小题,每小题 1.5 分,满分 15 分)
Money plays an important role in our daily life. But how to use it 1 ______ (wise) is a big problem for many people.
Li Ming is a middle school student. He 2 ____ (get) 50 yuan as pocket money every month from his parents. At first, he 3 ____ (spend) all his money on toys and snacks. Then he realized that it was not a good habit.
He decided to change. He made a small budget. Every month, he saves 20 yuan and 4 ____ (use) the rest for necessary things like school supplies. He also 5 ____ (start) to do some housework to earn extra money. Last month, he 6 ______ (earn) 30 yuan by helping his neighbor walk the dog.
Li Ming also learned to help others with his money. Last week, he 7 ____ (donate) 10 yuan to a charity for poor children. He said, “Giving money to others makes me 8 ____ (happy) than buying toys.”
Now, Li Ming has saved over 200 yuan. He plans to use the money to buy a 9 ______ (use) bike. He thinks it’s a good way to save money and protect the environment at the same time.
Li Ming’s story tells us that 10 ______ (manage) money well is a useful skill for everyone.
七、书面表达(共 1 题,满分 15 分)
请你根据以下提示,写一篇短文谈谈如何合理管理零花钱。
提示:
1. 制定预算,区分需要和想要的东西;
2. 存钱以备不时之需;
3. 不要盲目跟风消费;
4. 可以通过兼职赚取零花钱。
要求:
1. 内容完整,语句通顺;
2. 80词左右。
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参考答案
一、完形填空
1. B 2. D 3. A 4. C 5. B 6. A 7. C 8. C 9. B 10. A
二、单项填空
1. A 2. B 3. B 4. C 5. C 6. A 7. D 8. D 9. A 10. B
三、阅读理解
(A) 1. B 2. B 3. A 4. C 5. C
(B) 1. A 2. B 3. C 4. C 5. C
(C) 1. C 2. B 3. C 4. B 5. A
四、阅读还原
1. C 2. E 3. A 4. B 5. D
五、选词填空
1. part-time 2. earn 3. value 4. spend 5. budget 6. save 7. wise 8. lend 9. experience 10. earned
六、短文填空
1. wisely 2. gets 3. spent 4. uses 5. started 6. earned 7. donated 8. happier 9. used 10. managing
七、书面表达
How to Manage Pocket Money Wisely
Pocket money is important for us, but we need to manage it wisely. Here are some tips. First, make a budget: tell the difference between what we need and want, and only spend on necessary things. Second, save some money monthly for emergencies. Third, don’t follow others blindly—we don’t need expensive things just because our friends have them. Finally, we can do part-time jobs to earn our own money, which helps us understand the value of hard work. Good money management builds useful habits for our future.

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