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Unit 4 Managing Money Well专项训练
第一部分 单元重难点知识梳理
一、核心词汇
1.名词
单词 音标 中文
money / m ni/ 钱；金钱
goods /ɡ dz/ 商品；货物
service / s v s/ 服务
plan /pl n/ 计划
pocket / p k t/ 口袋
jar /d ɑ (r)/ 罐子；坛子
sale /se l/ 特价销售；打折
budget / b d t/ 预算
gift /ɡ ft/ 礼物
haircut / he k t/ 理发
delivery /d l v ri/ 递送；运送
producer /pr dju s (r)/ 生产者；制造者
natural / n t r l/ 自然的
resource /r s s/ 资源
certificate /s t f k t/ 证书；证明
2.动词
单词 音标 中文
spend /spend/ 花费；度过
save /se v/ 储蓄；节省
manage / m n d / 管理；经营
buy /ba / 购买
pay /pe / 付款；支付
share / e (r)/ 分享；共用
sell /sel/ 卖；出售
wait /we t/ 等待
need /ni d/ 需要
want /w nt/ 想要
3.形容词与副词
单词 音标 中文
different / d fr nt/ 不同的
special / spe l/ 特别的；特殊的
wise /wa z/ 明智的；聪明的
well /wel/ 好地
every / evri/ 每个；每一
also / ls / 也；而且
二、重点短语
pocket money 零花钱
spending plan 消费计划；开销计划
save up 储蓄；攒钱
wait for a sale 等待打折
buy goods 购买商品
pay for services 支付服务费用
manage money well 管好钱；理财有道
look after money 照看好钱
write a plan 写计划
keep money in jars 把钱放在罐子里
money to spend 用于消费的钱
money to share 用于分享的钱
money to save 用于储蓄的钱
get pocket money 得到零花钱
sell old things 卖旧东西
birthday gifts 生日礼物
new bike 新自行车
natural resources 自然资源
food and drink 食物和饮料
haircuts and home deliveries 理发和送货上门
三、核心语法
1.一般将来时 be going to
be going to 表示"打算/将要做某事"，后接动词原形。用于谈论计划、意图或预测。
句式 结构 例句
肯定句 主语 + be going to + 动词原形 I am going to buy a book.
否定句 主语 + be not going to + 动词原形 She isn't going to spend all her money.
一般疑问句 Be + 主语 + going to + 动词原形 Are you going to save money
特殊疑问句 疑问词 + be + 主语 + going to + 动词原形 What are you going to buy
常见用法：
be going to do sth.打算做某事
be going to + 地点 打算去某地
2.情态动词 should 提建议
should 意为"应该"，用于提出建议或劝告，后接动词原形。
句式 结构 例句
肯定句 主语 + should + 动词原形 You should save some money.
否定句 主语 + shouldn't + 动词原形 You shouldn't buy too many toys.
一般疑问句 Should + 主语 + 动词原形 Should I wait for a sale
常见句型：
We can...我们可以……（提出建议）
You should...你应该……（给出建议）
Why not... 为什么不……？（提建议）
How about... ……怎么样？（提建议）
3.need 与 want 的区别
词 含义 例句
need 需要（客观需求） I need a new schoolbag.My old one is broken.
want 想要（主观愿望） I want a new toy.It's very cool.
区分技巧：
need = 必须有的东西（生活必需品、学习用品等）
want = 希望有的东西（玩具、零食、游戏等）
4.询问金钱与计划的句型
How much pocket money do you have 你有多少零花钱？答：I have fifty yuan.我有五十元。
How are you going to spend your pocket money 你打算怎么花你的零花钱？答：I'm going to buy some books.我打算买一些书。
What are you going to do with your money 你打算用你的钱做什么？答：I'm going to save it for a new bike.我打算攒起来买一辆新自行车。
5.双宾语结构
某些动词可以接双宾语（间接宾语 + 直接宾语）：
结构 例句
give sb.sth.= give sth.to sb. I gave him a book.= I gave a book to him.
buy sb.sth.= buy sth.for sb. She bought me a gift.= She bought a gift for me.
show sb.sth.= show sth.to sb. He showed me his plan.= He showed his plan to me.
6.易错点提醒
spend 的过去式是 spent（不是 spend 的过去式加 -ed）
goods 本身是复数形式，不能加 -s：some goods（正确）；some goodses（错误）
money 是不可数名词，不能用 many 修饰：much money（正确）；many moneys（错误）
be going to 中的 to 是不定式符号，后接动词原形，不是介词
pay for 表示"为……付款"，for 不能省略：pay for the book（正确）；pay the book（错误）
save up for 表示"为……攒钱"：save up for a new bike 为买新自行车攒钱
四、文化拓展
本单元围绕"理财管理"主题，涉及以下财商知识：
三个钱罐理财法：把钱分成三份——消费（spend）、分享（share）、储蓄（save）
制定消费计划：每周日写消费计划，合理规划零花钱
区分需要与想要：需要（need）是生活必需品，想要（want）是主观愿望
等待打折：理性消费，不急于购买，等待 sale 时机
旧物出售：通过出售旧物品获得额外收入
第二部分 专项练习题
一、按要求写单词（20分）
A.写出下列动词的过去式
spend → ___________
buy → ___________
sell → ___________
pay → ___________
make → ___________
B.写出下列单词的对应形式
goods（单数含义的词） → ___________
producer（动词） → ___________
natural（名词） → ___________
delivery（动词） → ___________
wise（名词） → ___________
C.根据中文提示写出英文短语
零花钱 → ___________
消费计划 → ___________
等待打折 → ___________
支付服务费用 → ___________
储蓄；攒钱 → ___________
二、单项选择（20分）
( ) 1.—How much ______ do you have —I have one hundred yuan.
A.moneys B.money C.moneies D.a money
( ) 2.I ______ going to buy a new storybook tomorrow.A.am B.is C.are D.be
( ) 3.She ______ going to ______ all her pocket money on toys.
A.is; spend B.are; spends C.is; spends D.are; spend
( ) 4.—What are you going to do with your money —I ______ going to save it.
A.am B.is C.are D.be
( ) 5.You should ______ a spending plan every week.
A.write B.writes C.writing D.to write
( ) 6.We use money to ______ goods and ______ for services.
A.buy; pay B.buys; pays C.buying; paying D.bought; paid
( ) 7.My sister ______ me a nice gift yesterday.
A.buy B.buys C.bought D.buying
( ) 8.Chen Jie keeps her money in three money ______.
A.jar B.jars C.jar's D.jares
( ) 9.—______ are you going to spend your pocket money —I'm going to buy some books.
A.What B.How C.Where D.When
( ) 10.You shouldn't ______ too much money on snacks.
A.spend B.spends C.spending D.spent
( ) 11.I need a new schoolbag, but I only ______ a new toy car.
A.need B.wants C.want D.needing
( ) 12.______ not wait for a sale You can save some money.
A.Why B.What C.How D.When
( ) 13.He ______ some old books and got ten yuan.
A.sell B.sells C.sold D.selling
( ) 14.We can ______ money in three jars: spend, share and save.
A.keep B.keeps C.keeping D.kept
( ) 15.—Should I buy this now —No, you ______.Wait for a sale.
A.should B.shouldn't C.can D.can't
( ) 16.My mother ______ me a new dress for my birthday.
A.buy B.buys C.bought D.buying
( ) 17.Fruits and vegetables are goods that are ______.
A.made B.grown C.sold D.bought
( ) 18.A teacher provides the ______ of teaching.
A.good B.service C.plan D.money
( ) 19.I'm going to ______ up for a new bike.
A.keep B.save C.spend D.pay
( ) 20.______ about writing a spending plan It's very useful.
A.Why B.What C.How D.When
三、用所给单词的适当形式填空（20分）
I _________ (be) going to _________ (buy) a new pen.
She _________ (spend) all her money on books last week.
You should _________ (write) a spending plan every Sunday.
We _________ (be) going to _________ (visit) the bookshop tomorrow.
He _________ (sell) his old bike and _________ (get) some money.
My mother _________ (buy) me a new schoolbag yesterday.
They _________ (be) going to _________ (wait) for a sale.
You shouldn't _________ (spend) too much money on games.
Chen Jie _________ (keep) her money in three money jars.
I _________ (want) to save up for a new computer.
_________ (be) you going to _________ (share) your money with your brother
We need _________ (think) about how to manage money well.
A haircut is a kind of _________ (serve).
He showed _________ (I) his spending plan.
My father _________ (pay) for the haircut last Saturday.
四、句型转换（15分）
I'm going to buy a new book.（改为否定句）
She is going to save her pocket money.（改为一般疑问句）
They are going to wait for a sale.（对画线部分提问）
You should write a spending plan.（改为否定句）
I spent fifty yuan on this toy.（对画线部分提问）
Are you going to buy goods （作肯定回答）
What are you going to do with your money （用"储蓄买自行车"回答）
五、根据中文提示完成句子（15分）
你打算怎么花你的零花钱？ —______ ______ you ______ ______ ______ your pocket money —我打算买一些书。 —______ ______ ______ ______ some books.
我们应该每周写一个消费计划。 We ______ ______ ______ ______ every week.
陈杰把钱放在三个钱罐里。 Chen Jie ______ ______ ______ in three ______ ______.
你不应该把所有的钱都花在玩具上。 You ______ ______ ______ all your money ______ toys.
我上周卖了一些旧书，得到了一些钱。 I ______ some ______ ______ last week and ______ some money.
我们可以等待打折，这样可以省钱。 We can ______ ______ ______ ______ so we can ______ money.
区分"需要"和"想要"是明智消费的第一步。 ______ "need" ______ "want" is the first step to ______ ______.
六、完形填空（10分）
阅读短文，从每题所给的 A、B、C 三个选项中选出最佳选项。
Chen Jie is a 12-year-old girl.She is good at 1.______ money.Every week, she 2.______ her pocket money.She also gets some money from 3.______ old things.She keeps her money in three money 4.______.Jar 1 is money to 5.______.She uses this money to buy goods, like books and school things.She also uses it to 6.______ for services, like haircuts.Jar 2 is money to share.She uses this money to buy 7.______ for her family.Jar 3 is money to save.Chen Jie puts money there to save up for 8.______ things, like a new bike.She writes a 9.______ plan every Sunday.She really manages her money 10.______!
( ) 1.A.spending B.managing C.saving ( ) 2.A.gets B.get C.getting ( ) 3.A.sell B.sells C.selling ( ) 4.A.jar B.jars C.jar's ( ) 5.A.spend B.spends C.spending ( ) 6.A.pay B.pays C.paying ( ) 7.A.gifts B.gift C.good ( ) 8.A.small B.big C.little ( ) 9.A.spending B.spend C.spent ( ) 10.A.good B.well C.better
参考答案
一、按要求写单词
A.动词过去式
spent 2.bought 3.sold 4.paid 5.made
B.对应形式
good 7.produce 8.nature 9.deliver 10.wisdom
C.短语
pocket money 12.spending plan 13.wait for a sale 14.pay for services 15.save up
二、单项选择
1-5: B A A A A 6-10: A C B B A 11-15: C A C A B 16-20: C B B B C
三、用所给单词的适当形式填空
am; buy 2.spent 3.write 4.are; visit 5.sold; got 6.bought 7.are; wait 8.spend 9.keeps 10.want 11.Are; share 12.to think 13.service 14.me 15.paid
四、句型转换
I'm not going to buy a new book.
Is she going to save her pocket money
What are they going to do
You shouldn't write a spending plan.
How much did you spend on this toy
Yes, I am.
I'm going to save up for a new bike.
五、根据中文提示完成句子
How are; going to spend; I'm going to buy
should write a spending plan
keeps her money; money jars
shouldn't spend; on
sold; old books; got
wait for a sale; save
Telling; from; spend wisely
六、完形填空
1-5: B A C B A 6-10: A A B A B
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